Lastest Expert Advice:

Short Term CD Rates: a Brief on the Factors That Affect the Rates

Certificate of Deposit or CD is a safe investment when it comes to life savings. As an investor, you should understand that the CD rates differ based on the bank as well as the term. It is important to find the right product with the right bank to make most out of the investment. CD basically is a time deposit that can be availed by the customers from banks as well as …

December 8th, 2012

Are Liquid CDs Suitable to Average Investors?

Liquid bank certificates of deposits, known as liquid CDs appear to be an attractive proposition but in truth, liquid CDs are not suitable for every investor. Liquid CDs have only one main advantage. If you withdraw your deposit amount before the maturity of the certificate of deposit, you need not pay any penalty with liquid CDs. Banks charge hefty fees for early withdrawal in the case of traditional CDs, if you need …

October 14th, 2012

Are Short Term CD Rates Beneficial to Investors?

There was a period in the United States when investors could purchase long term certificates of deposits (CDs) from banks at annual interest rates of 10% or even more. This might be surprising news for the younger generation but in the mid1980s, the CD rates for five year deposits were around 12%, according to a CD rate chart of Bankrate that analyzed national averages of interest rates over long periods. Unfortunately, long …

October 9th, 2012

Certificate of Deposite Advice

Is Callable CD a Higher Risk Investment?

Before you decide to invest on a callable CD, you should first understand what a callable CD is and how it could affect your investment plans. A callable certificate of deposit (CCD) is a certificate of deposit (CD) insured by FIDC. Hence, you have protection of the investment amount. However, callable CDs contain a unique call feature like other categories of callable fixed-income securities. The issuing banker holds the right to call …

September 6th, 2012

Checking Account Advice

The Truth about Second Chance Checking Account

The 2nd chance checking account as its name implies can offer a second chance to everyone who is considered as high risk or poor financial account in the past to open a new bank account. It is natural for people with poor financial record to experience trouble when trying to open a new account from a bank. The economy of the world is continuously recovering from the global financial crisis that created …

August 7th, 2012


Money Market Advice

Learn How To Invest In Money Market Funds

People are now more interested in investing the money they have because they don’t trust banks anymore. There are plenty of people who are ready to try anything, even the money market funds. Of all the types of funds, the money market funds have always been considered as being the type of mutual funds in which it is very simple and fast to invest. What is very interesting about the money market …

July 28th, 2012

Savings Account Advice

What You Need To Know About a Savings Account for Children

Do you have children? If the answer is ‘’yes’’, then I am sure that you have already taken into account the fact that you need to offer them access to the best possible education. Well, this is something fantastic, both for you and for your children, but the college tuition can prove to be a very big problem. We all know that college is expensive and that if our children decide to …

August 18th, 2012



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