CD Rates

Information about brokered CD’s each investor needs to be aware of

As the name suggests brokered CDs are certificates of deposits that are offered by a financial intermediary. The financial advisor of the firm or a person first conducts a survey of the market to avail the best CD rates for the consumer. The brokered CD has the same basic features as the other CDs. In this case too the investor needs to keep the money deposited for a predetermined term in return …

January 24th, 2011


Advantages and disadvantages of jumbo CD

The Jumbo certificates of deposit are high value certificates of deposits that are invested by the customers for a particular period of time in return for higher interest rates and returns. The jumbo CDs require higher amount of deposits which is around $100000. The interest rates offered on the amount varies from one bank to the other. Advantages of Jumbo CD  The Jumbo CDs are low risk investment options Money market and …

January 22nd, 2011


Make use of changing interest rates with changing market through variable CDs

Certificates of deposits are most opted investment plans, because they offer both flexibility and profit for the money invested. There are many kinds of CDs available these days to make investing simpler. But with every certificate of deposit, the interest rate that the amount gets is pretty fixed until the time period ends. So, if the interest rates in the market rises, there is no way for the investor to take advantage …

January 12th, 2011


Bigger investments for better profit with jumbo CDs

When we talk about investing in certificate of deposits, the strategy to make more money is to invest bigger and better. Although there are many different types of CDs available that are designed to meet various demands of investors, jumbo CDs offer the best returns for the money invested. Jumbo CDs earn a greater interest rate than most of its other contemporaries because the period of investment is longer and the amount …

January 10th, 2011


Are variable CD’s better than fixed CD’s?

When purchasing a certificate of deposit, you can choose whether to have a variable or fixed certificate of deposit rate on it. If you are wondering what you should go for, you should first establish what you need. Rates in the market are very unpredictable. One day they are down and one day they go way up. So, in dealing with certificates of deposit, you need take in mind whether you are …

December 31st, 2010


Three easy steps to get the best certificate of deposit rates

Certificate of deposit rates differ from one bank to the other as well as from one state to the other. It is only a matter of finding the right institution which can provide a CD rate that will benefit you in a short or long period of time. If you are planning to get a CD with short term maturity, you have to make sure that you emphasize that in your search. …

December 23rd, 2010


What brokered CD’s are and how you can benefit from them

Certificates of Deposit are all over the internet. You can search them on any search engine and different websites will fill your page. Of course, before you are able to get the best certificate of deposit rates online, you should know how to search for them effectively. You should know whether they are reliable or not because there are scammers out there just waiting for you to fall in their trap. So, …

December 22nd, 2010


How does CD laddering work?

CD ladder is a system of a chain of CDs each maturing at a different point of time. CD ladders consist of multiple CDs purchased by the investor, which are spaced so that they mature in succession, so that the investor gets the best of the interest rates in the market. For example, if the investor decides to invest $5000 in CD laddering, then they can be organized so that every $1000 …

December 21st, 2010


Flexible investment option in the form of brokered CDs

Brokered CDs are certificates of deposits which are sold by brokers, who in turn buy the CDs from the banks. Because these are sold by brokers, often they are available for attractive interest rates. Brokered CDs give a wide selection to the investors, since CDs from a large number of banks may be available from a single broker. Buying CDs from a single bank often limits the choices to CDs available in …

December 20th, 2010


Making the most of a falling market condition with bear CD’s

If there is any investment plan that can make a profit out of falling interest rates, then it has to be a bear CD investment. Bear CDs are investment plan which gives returns based on a market index. The specialty of bear CD investment is that as the interest rates in the market index goes down, the interest rates of the CD increases. If the investor chooses to put money onto a …

December 19th, 2010


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