Highest Nevada CD (Certificate of Deposit) Rates

Instead of swiping your credit card and paying more interest, why not save up on certificate of deposits to pay for gifts for valentines, mother's day, Christmas and any other seasonal holidays? With a CD, you not only avoid spending for unnecessary items, you will also earn enough interest as passive income! Keep in mind, however, that not all CDs are created the same. There are different types and each type can be offered at different rates. With the top NV- Nevada CD (Certificate of Deposit) Rates, you can get a better deal.

Compare the Best CD Rates in Nevada

Account Type:
Certificates of Deposit
Amount:
Term:



Save up for some trendy gifts for seasonal holidays with top Nevada CD (Certificate of Deposit) Rates?

While waiting on the holidays, let us try and start early on thinking what precious presents we can give our loved ones. A good thing about it is you have ample time to know what they really want, plan how you can give it to them in a special way, and to save up for it. Instead of putting the money on a savings account, we can purchase a certificate of deposit to make sure that the money will only be for that special occasion. Nevada CD (Certificate of Deposit) Rates can vary every time so we have to make sure we have to get the best one for us to earn more.

I tried it this one time when I bought my fiancé a nice golden necklace. It took me two years to get the money but it was worth it. First, I thought, if I used a credit card to buy the necklace, it will take me additional years to pay it off plus interest. And that's not good news for me because my interest rate is variable so it changes along with the performance of our state's economy. I have too much debt already - my car loan, my mortgage, student loans and whatnot, I don't want to add some more, it will follow me to my grave. So I thought about saving up for it instead.

The reason why I purchased a certificate of deposit and worked on looking for the best Nevada CD Rates banks can offer is that it is tempting to put my money on a savings account. Savings account will give you your accrued interest but you are free to withdraw the money anytime you like plus you can't withdraw everything because they require a maintaining balance.

Certificate of deposits on the other hand would give you a fixed interest rate, on a fixed term. This means that you are given fixed Nevada CD Rates that you can choose from and a term of how long banks will store your money. With a fixed term, it will prevent you from getting the money out before its maturity because if you did then you will lose earnings. Earnings are additional amounts of money that you get aside from the original amount that you put in and this will be coming from accrued interest. If you get the money before it is due to be taken out, banks will give you a penalty of removing some accrued interest from the money you are supposed to take.

The importance of Nevada CD Rates is basically the accrued interest that you will be earning. So by the time that you are able to withdraw the money, you will get more than you put in and this is good news for you because you can get the best you money can buy plus you are able to plan on how to give it. So if you want a best deal, then find top Nevada CD Rates for your investment.

CD Rates by State:

ONLINE SAVINGS ACCOUNT

  • No minimum balance
  • Competitive rates, No risk

MONEY MARKET ACCOUNT

  • High rates, Access to money
  • FDIC Insured

CD Types


CDs Overnight Averages

Product
Yield
+/-
Last week


3 Mo CD
0.11
-
0.11


6 Mo CD
0.17
-
0.17


1 Yr CD
0.26
-
0.26


1.5 Yr CD
0.33
-
0.33


5 Yr CD
1.02
-
1.02


CDs Guides