Certificates of deposits or CDs as commonly known are financial opportunities that allow investors to lock in a good amount of their surplus money for a predetermined period of time. These deposits if not withdraw before the maturity date, earn very high interest rates.  On the basis of the tenure for which the money gets locked in, certificates of deposits can be of two types, short term certificates of deposits and long …

Customer behaviour to a large extent depends upon the market moves. In case the interest rates are low then customers tend to spend their money, whereas when the rates are high, customers try to save money in all possible ways. CDs are one such way in which customers get the chance to invest as well as earn higher yields in return. Certificate of deposit or CDs are investments that are time locked …

In a business, it is important that you know what customers need and what makes them patronize a product. If you are able to do this properly then you’ll make it big in the market. When prices increase, the public tends to be more careful with their expenses and start saving but when prices decline, there they’re back shopping again. This could be seen as a good analogy on certificate of deposits …

The prevailing rates of interest is always the crucial factor in the market based on which consumers make a decision with regard to investments.  It is a known fact that consumers will be influenced by the market and will try to save money when the interest is high and will spend their money when interest rates are low.  Hence when it comes to investing in CDs also the main focus is to …