How do owners keep track of their available balance in a checking account?

An owner of a checking account is ultimately responsible to monitory his/her available funds. All banks have many different methods that permit checking account clients to monitor their balances and keep track of their records. Monthly statements of transactions such as credits and debits are sent to the account holders. ATM machines do offer a choice to look at your current balance and online accounts can give real time data on the checks that are presently outstanding and those that have already been processed. This information may be compared together with entries recorded in the check register journal.