Lastest Money Saving News:

Why You Should Think Twice Before Canceling Your Credit Card

To begin with, yes, closing a credit card account can have a negative impact on your credit score. At first glance, this may seem the quickest and the most appropriate solution to the question of credit card debt or high fees. But in fact, sometimes it may even worsen the situation. Cancellation wounds such factors as credit utilization ratio and average accounts age, which, in turn, have a direct …

July 5th, 2019


How to Decode Numbers on a Credit Card

Have you ever thought about those numbers on your credit card? This is not just a random set of digits. They contain certain information. Let’s figure out what is hiding behind them. What about that long number on the front? It is necessary to identify a particular card and provide information about the credit card network and the issuer. Typically, a credit card number consists of 13-19 digits. For example, …

May 29th, 2019


Paying with Credit Cards Abroad – Good or Bad?

Visa’s Survey Visa has recently published the results of a new study of the credit card holders’ preferences when traveling abroad. The survey was commissioned by Visa and conducted in March 2019 among 500 18-65 years old U.S. citizens who had left the country for traveling at least once during the past 2 years. It was revealed that 63% of respondents feel uncomfortable and more exposed to theft when …

April 25th, 2019


Where Your Emergency Savings Should Start At?

Having an emergency fund or emergency savings gives a certain peace of mind. You know that there is money set aside for unforeseen expenses and feel more confident looking into the future. However, its easier to say than fund emergency savings. But today, having emergency savings accounts is set as a top priority by many people. So, what is that magic amount that will allow you to stay aloft in …

March 20th, 2019


Certificate of Deposite News

American Express “Small Business Saturday” Brings In Billions For Independent Retailers

It began with Black Friday—the day after Thanksgiving when merchants across the country slash prices and consumers flock to department stores and big-box retailers to score bargains and jump-start their holiday shopping. But now there’s not just Black Friday. Cyber Monday offers online deals on the Monday following Thanksgiving, and Giving Tuesday encourages folks to donate generously to their favorite charities. Nine years ago, credit card issuer American Express …

November 30th, 2018


Checking Account News

Things that will help you determine if checking account is really meant for you

Most Americans today are having a hard time figuring out if they will place their income in a bank because they feel that they are not getting enough benefits from keeping their money there. This is where rewards checking accounts came in. In this type of checking account, some of the usual features that a checking account offer were retained, it’s just that they offer more features like paying higher …

July 31st, 2012



 

Money Market News

New American Express Gold Card Offers More Perks For Travelers

The Premier Rewards Gold Card from American Express is being upgraded to offer more rewards for people who travel and dine out frequently – doubling the amount of Membership Rewards points previously given to cardholders in certain spending categories. The new version of the card, called the American Express Gold Card, comes in a smooth metallic rose gold design and offers four rewards points per dollar spent at restaurants and …

October 23rd, 2018


Savings Account News

Banks Are Introducing Innovate Savings Schemes to Get More Customers

National banks as well as regional banks have started announcing new cash incentives and rewards for existing and new customers. A few new websites have come out with even prize programs similar to lottery schemes for those who save their money with them. Still, there is a genuine concern among consumers whether these rewards are really worth anything. A financial analyst pointed out that banks were offering iPods and other …

August 7th, 2012



 

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