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Amex Offers New Perks for Delta SkyMiles Cards

American Express came out with a fresh promo for new Delta’s Gold and Platinum SkyMiles credit cards’ owners. It is promised that those who will manage to seize the opportunity of it, will be able to easily cover the cost of their card annual fee for several years. It will be recalled that the Gold card annual fee is $95, and the Platinum card charges $195 per year. Let’s find …

August 8th, 2019


Why You Should Think Twice Before Canceling Your Credit Card

To begin with, yes, closing a credit card account can have a negative impact on your credit score. At first glance, this may seem the quickest and the most appropriate solution to the question of credit card debt or high fees. But in fact, sometimes it may even worsen the situation. Cancellation wounds such factors as credit utilization ratio and average accounts age, which, in turn, have a direct …

July 5th, 2019


How to Decode Numbers on a Credit Card

Have you ever thought about those numbers on your credit card? This is not just a random set of digits. They contain certain information. Let’s figure out what is hiding behind them. What about that long number on the front? It is necessary to identify a particular card and provide information about the credit card network and the issuer. Typically, a credit card number consists of 13-19 digits. For example, …

May 29th, 2019


Paying with Credit Cards Abroad – Good or Bad?

Visa’s Survey Visa has recently published the results of a new study of the credit card holders’ preferences when traveling abroad. The survey was commissioned by Visa and conducted in March 2019 among 500 18-65 years old U.S. citizens who had left the country for traveling at least once during the past 2 years. It was revealed that 63% of respondents feel uncomfortable and more exposed to theft when …

April 25th, 2019


Where Your Emergency Savings Should Start At?

Having an emergency fund or emergency savings gives a certain peace of mind. You know that there is money set aside for unforeseen expenses and feel more confident looking into the future. However, its easier to say than fund emergency savings. But today, having emergency savings accounts is set as a top priority by many people. So, what is that magic amount that will allow you to stay aloft in …

March 20th, 2019


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