Credit Card Issuers Announce First Cash Back Categories For 2019

Credit Card Issuers Announce First Cash Back Categories For 2019
One of the best ways to get a great value from your credit card is to have a cash back card that offers rewards in rotating categories. These cards, which typically offer five percent cash back up to a maximum of $75 per quarter, let you spend on popular seasonal favorites – like gas for summer road trips or department stores for holiday shopping – and get cash back in the form of a statement credit, a check mailed to you, or a donation to a charity close to your heart.

The thing to remember about this type of cash back rewards credit card is that you’ll need to sign up for the promotion each quarter in order to activate the cash back offer. You can typically do this online or over the phone, and you’ll need to keep your eyes and ears open to find out when the signup period begins.

The New Year brings new rewards categories

For 2019, Chase Freedom is offering five percent cash back on up to $1,500 in purchases made at gas stations, drugstores, and tolls. This offer begins on the first of January and goes through March 31st. That means January, February, and March could be the perfect time for Chase Freedom cardholders to go on a road trip or stock up on essentials for their medicine cabinet.

Typically, credit card issuers try to anticipate what their customers will want to spend money on during the three-month promotional period. Summer is a popular time to offer cash back at amusement parks, while spring often brings rewards on spending at home improvement superstores. The winter holidays might mean cash back on all online retail purchases or at clothing and toy merchants.

Cash back rewards cards continue to be popular

Although there are many different types of rewards credit cards, cash back bonus cards tend to be some of the most popular. That may be because they are easy to use, and the rewards are straightforward.

Travel rewards credit cards can be incredibly valuable, but it can be a little more complex to figure out how to trade in your reward points for frequent flyer miles. For those who want cash back, plain and simple, rotating category cash back cards offer outstanding value.

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