Only a week is left before Citi finally winds up most of the travel and consumer perks their credit cardholders got used to. We would like to remind you that the bank announced this bonus cancellation on almost all of their rewards credit cards about two months ago. So, looking for the pros, at least some time was given to make the last use out of the benefits and accept …

American Express came out with a fresh promo for new Delta’s Gold and Platinum SkyMiles credit cards’ owners. It is promised that those who will manage to seize the opportunity of it, will be able to easily cover the cost of their card annual fee for several years. It will be recalled that the Gold card annual fee is $95, and the Platinum card charges $195 per year. Let’s find …

To begin with, yes, closing a credit card account can have a negative impact on your credit score. At first glance, this may seem the quickest and the most appropriate solution to the question of credit card debt or high fees. But in fact, sometimes it may even worsen the situation. Cancellation wounds such factors as credit utilization ratio and average accounts age, which, in turn, have a direct …

Have you ever thought about those numbers on your credit card? This is not just a random set of digits. They contain certain information. Let’s figure out what is hiding behind them. What about that long number on the front? It is necessary to identify a particular card and provide information about the credit card network and the issuer. Typically, a credit card number consists of 13-19 digits. For example, …

Visa’s Survey Visa has recently published the results of a new study of the credit card holders’ preferences when traveling abroad. The survey was commissioned by Visa and conducted in March 2019 among 500 18-65 years old U.S. citizens who had left the country for traveling at least once during the past 2 years. It was revealed that 63% of respondents feel uncomfortable and more exposed to theft when …