Having an emergency fund or emergency savings gives a certain peace of mind. You know that there is money set aside for unforeseen expenses and feel more confident looking into the future. However, its easier to say than fund emergency savings. But today, having emergency savings accounts is set as a top priority by many people. So, what is that magic amount that will allow you to stay aloft in …

More women are starting businesses than ever before, with more than 163 million women-owned businesses launching worldwide since 2014. Now credit card network Visa is showing their commitment to supporting female entrepreneurs by launching the global initiative She’s Next, which will encourage women small business owners to build and grow their businesses. Suzan Kereere, global head of merchant sales and acquiring at Visa, says that when it comes to …

One of the best ways to get a great value from your credit card is to have a cash back card that offers rewards in rotating categories. These cards, which typically offer five percent cash back up to a maximum of $75 per quarter, let you spend on popular seasonal favorites – like gas for summer road trips or department stores for holiday shopping – and get cash back …

If you’re a fan of Chase Sapphire credit card, you’re in luck. Chase has just introduced a banking option that gives folks a better deal on everyday banking, as well as credit cards. With Sapphire Banking, Chase is taking the lessons they learned from their incredibly popular Sapphire credit card and applying them to the banking space. Jennifer Piepszak, CEO of Chase Card Services, said they are hoping to …

The way Americans get paid is changing. Where people used to get a paper check every two weeks, more and more workers now receive direct deposits that are automatically delivered to their bank accounts. For freelancers, however, getting paid has always been a little more complicated. A recent survey by Bill.com, a digital business payments company, showed that workers in the so-called “gig economy” still struggle to get paid reliably …