This week, the interest rates on new credit cards being offered by various credit card companies never changed even if lots of people made their purchases in the recent thanksgiving sale using their credit cards. This is according to a credit card report conducted by a website in the US. The APR which is the same as the annual percentage rate stayed intact at 14.99%. While the rates are high, …

The month of movement is very meaningful to those who are looking forward to see improvement to their credit card report. The introduction of Zero fee balance transfer offered by most credit card companies aim to help people in lessening the average balance transfer fees that usually range from about 3%. The average due time of the APR is about 0% and it is usually being offered by banks for …

The financial regulatory system will not take much of the profit coming from banks since it was approved by the Congress. This may be the primary reason why bankers are continuously planning for another option and that may be their plan B which may be for their advantage. Banks are now faced with new limitations and those were associated with debit cards while other banks are also imposing some fees …

Retailers won their biggest victory when the Federal Reserve was about half the fees that most banks and credit card companies are actually charging them just to be able to process debt and credit card transactions as well. This was according to a Washington reporter. Some retailers said that it was not enough for them. During the week, there are trade groups that were actually representing retailers and there are …

Parents should initiate in giving added responsibilities to their kids especially after graduating in High School. Encouraging them to take a step in saving for their future is so important.  Graduation is one of the most exciting parts of life. It is one of the most celebrated occasions most students are anticipating. While there are a lot of things to do and get busy because of the occasion, the need …