There has been much speculation in the market for quite some time regarding whether or not the Federal Reserve will finally decide to implement any changes on the interest rates this year. The Feds’ decision to increase the interest rates has been under discussion for quite some time now, with everyone estimating a change for the past few months. There is talk in the market that the Federal Reserve is …

One of the most pressing questions of saving investors who have bought CDs is regarding when will they be able to earn a decent return for their investment? While many investors wait in apprehension for the change in rates announced by the Feds, CD investors are constantly on the lookout for the welcome news which will just not come. Since 2008, when the Feds lowered the rates to an all …

Anyone who has been investing in 12 month CDs has had quite a disappointing time this year. With only an incrementally improved rate of 1.30%, the market is not presenting any solid grounds for better future expectations. In the September of last year, many were excited to observe that the top available return on a national level shot to 1.25% APY. This had served as a welcome contrast to the …

Certificates of deposit are a source of good investment and a great yield return for investors willing to put in their savings in a financial product, for a specified period of time. CDs are mostly popular with people who want to invest savings for a good return that will provide them with comfort in their senior years. Many even reinvest their 1 or 2 year certificates of deposit in a …

When the top 5 Cds’ national yield for the year was announced, it created expectations in the market for a bright future. With a yield of around 2.35%, APY as calculated since last fall, the expectations of all rose to anticipate an even higher average yield this summer, but it did not happen. What was anticipated to be the start of a steady beginning of a high average yield, a …