A recent survey of Millennial-generation young adults showed that nearly two-thirds of them struggle with student debt. People born between 1980 and 1995 are more likely than any previous generation to shoulder an enormous burden when it comes to paying for their educations. Sixty-three percent of those enrolled in a post-secondary program of some type either have already graduated with student debt, or say that will graduate with debt. …

Lack of cash flow and overspending are the top reasons for people getting into credit card debt, and more people generally feel optimistic about their financial futures than last year, even though most of them aren’t saving sufficiently for retirement. Those are just some of the insights from a recent survey by financial bloggers, who partnered with credit bureau Experience to get inside people’s heads and find out what makes …