Buy now, pay later (BNPL) offers have been around for a long time. They were also known as point-of-sale loans or layaway plans and were not as popular as until recently. The pandemic became a fruitful soil and buy now pay later has exploded in popularity. Today many big retailers already partner or are testing such buy now pay later options as Klarna, AfterPay, or Affirm. Thus, Amazon’s currently testing …