The needs of the present always take precedence over future savings for those living on a tight budget. Setting aside some cash for the rainy days is easier said than done for most people. To the average consumer, saving money is an old-fashioned trend and they feel more at ease investing money in a savings account. The financial markets are …

Are you looking for the best way to get higher yield in your long term or short term investment? Do you want to limit your exposure to loss in your investment? Or you have been searching for the best way to invest your money? If you are anxious, worry no more as what you simply need is to know more …

Money market fundscan be described as types of joint funds that we invest in short term debt securities. These funds gather money from many investors, which in turn are invested in stocks, bonds, among other securities. In general there are two types of these investment funds, which are institutional money market funds as well retail market funds, Institutional funds are …

Investors looking for low-risk low-return investment opportunities do not need to look beyond money market funds. You can get such investment choices from banks, mutual funds, and brokerage firms. Since the return is low, people do not look at these funds as a long-term investment plan. As such, these are appropriate for short-term scenarios that are for less than 1-year …

Money market funds give you a chance to build a corpus through lower risk securities investment. This is a variation on the highly popular mutual funds. Risk associated with them is low as these do not come with a federal insurance. Typical investment in them relates to government securities, deposit certificate, company commercial papers, and other low-risk high liquidity securities. …

Money market funds developed the 1970s, has emerged as a high paying alternative to regular bank accounts. Over the years, they have become quite popular with investors and today the majority of assets are in the form of institutional funds. There are varied options related to money market funds such as those dealing primarily with municipal tax-exempt securities, corporate debt …

Money Market funds are gaining popularity as they provide income in form of dividends. Added advantage is that, these funds have high liquidity and this is also considered as one of the safest bet in terms of mutual fund investments. It is common to see most people who have been in stock market business holding a large amount of their …

One of the major dilemmas that all investors face is to decide which avenue of investment is better, offering higher yields with minimum risks. The two major investment choices are money market investments and certificate of deposits (CDs). Certificate of Deposits Certificate of deposits are basically a type of debt instruments that banks and other financial institutions issue to investors. …

The money market and the savings accounts are two types of deposit accounts that are more profitable for the person who owns them, compared with the checking account. Why are they more profitable? This is simple: they both pay higher rates than the ones paid by the checking account. However, the benefits are restricted by certain limits that are imposed …

Keeping your money safe should be your top priority, especially during these harsh economic times. Luckily, there are several options that stand at your disposal and choosing one of them is entirely your decision. The money market and the certificate of deposit represent two of the most important options that you can use in order to secure your money. Their …