Banks offer CD options to their clients. CD translates as Certificate of Deposit. This is a form of investment that is rapidly gaining popularity. The idea is competing with the traditional savings accounts.  There are several benefits of investing funds in a CD. The rates of interest are much higher compared to ordinary savings accounts. But this increase does not …

The economic downturn seems to have had adverse effects on the financial markets. Investments have literally been wiped out and scores of individuals have lost all their savings. Hence, a number of people have started looking out for safer options where there are lesser risks. Certificate of deposits are considered to be the safest investment as it offers reasonable returns. …

Certificate of deposits are also better known as CDs. Although they are supposed to be the safest form of investment, there are a number of people who are still unsure if CDs are a worthwhile investment. Just like everything else, even CDs have their pros and cons. However, when you look at the larger perspective, you will realize that this …

Most people simply dread the idea of switching checking accounts because of the huge hassles involved while switching from one account to another.The very thought of moving your funds and the automatic bill payments can be quite scary. However, this may not be a long-term solution especially if you are looking at maximizing your earnings or benefitting from the various …

Checking accounts are financial tools that help in managing money in an organized fashion. Since it is not always possible to carry wads of notes everywhere you go, checking accounts are practical. This is especially useful for business owners as they have to make and receive payments all the time. Sometimes, making cash payments may not be practical and issuing …