Certificates of Deposits and having bonds are two most common investments that investors constantly lookout for, and at the same time, they need to be sure that their investments are safe and serve as reasonable income. Presently, CDs offer a much higher yield than bonds, and both share the same terms and conditions in terms of safety. However, a closer look may help investors determine which would be the ideal …

Recently the Capital Credit Union was seeking the right opportunity to increase its deposits. This was when it offered 1.11% APY return for an 11-month Certificate of deposit. Before the opportunity ran out, members snatched the available CDs and made the most of it last December. The wise president of the member service, Capital Credit Union, Jim Schaefbauer said, “It seemed like people would break down doors when we put …