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A Good Credit Score Is Better Than A Fancy Car, Singles Say

When looking for someone to date, people might be less focused on someone’s material possessions, what job they have, or how good-looking they are – and more concerned with their potential date’s creditworthiness.

A study sponsored by Discover Card and Match Media Group (the folks behind dating site Match.com) showed that online daters put more stock in someone’s financial standing than they do in whether the person drives a fancy car or has a fit physique. Fifty-eight percent of those surveyed said a good credit score was more important than what kind of car their prospective love interest drives, 50% said good credit is more important than an impressive job title, and 40% said it’s more attractive than a physically fit body.

Anthropologist Helen Fisher, PhD, the chief scientific advisor for Match.com, said singles with a good credit score shouldn’t be afraid to show it off. “When it comes to dating, a good credit score ups your mate value, helping you win a responsible, long-term partner, ...

Citi And PayPal Team Up To Offer New Payment Choices

If you’ve got a Citi card and a PayPal account, you’ll soon have more choices as to how you’ll pay for things. That’s because Citi and PayPal have partnered to allow Citi cardmembers to use ThankYou Points at any online merchant that accepts PayPal as a method of payment.

This new capability is not slated to launch until 2018, but it’s still an exciting development, and it’s only one of the changes that will take place due to the partnership between PayPal and Citi.

Says Gary Marino, chief commercial officer at PayPal, “This agreement with Citi is about deepening our relationship as well as creating a deeper platform integration that can add value to our joint customers.” He said the ability for Citi customers to use Thank You Points for PayPal purchases shows “the power and flexibility of our technology platforms.”

Reward points perks

One of the nice things about credit cards that offer reward points, such as Citi’s ThankYou Points, is that they are generally very flexible in ...

FICO Introduces New Anti-Fraud Solution

Many people have experienced the frustration of having their credit card hacked. You know the drill: you get a call, or a text, alerting you to possible fraudulent activity on your account. Or maybe you log into your account online and see that the balance isn’t what you expected, giving you quite a shock.

Even if the fraud is stopped immediately and the money is refunded to you – as it usually is, because of zero-liability policies that most credit cards offer their customers – there’s still the hassle of having your card canceled and waiting for a new one to be issued, changing your account information with any merchants with whom you’d set up automatic payments, and staying on the alert for any other strange activity that could signal an ongoing issue.

A new product from FICO, called the FICO Card Compromise Manager, is designed to proactively det ...

Small Business Optimism Up, According to American Express OPEN Survey

The 2017 American Express OPEN Small Business Monitor has good news: nearly three-fourths of small business owners (72%) think their business prospects are looking up, and feel the economy will be favorable over the next six months.

This is a jump over last year, when only 64% had an optimistic outlook, and 2015, when 67% were feeling good about the economy and their business growth potential. Growing their businesses is the number one goal for those surveyed, for the first time in six years of the survey.

Most small business owners are well positioned to look toward expansion; one in five said that their businesses are strong, growing, and performing well. Only 34% are worried about cash flow, and 82% are confident they’ll be able to get their hands on the capital they need to meet their growth goals.

Social media takes the lead

As for their growth strategies, more businesses are focusing on social media this year; 65% will make it a priority, compared with 57% in 2016. More than half of those su ...

Sheetz Introduces New and Improved Loyalty Card Program

If you have a Sheetz convenience store near you, you’ll want to make sure you’re signed up for its new loyalty card program, MySheetz Card.

Family-owned Sheetz is one of America’s fastest growing convenience store chains, and their new loyalty card program gives consumers points for virtually every purchase they make in the store. Frequent customers will be able to obtain official Sheetz Freakz status. Registering their card online will get access to special birthday rewards, surprise offers, and freebies.

Joe Sheetz, CEO of Sheetz, Inc, explained that the store is responding to customers’ demands. “The number one request from our customers has been to earn rewards on all of their purchases,” said Sheetz. “We heard them and responded with bigger, better, and more rewards.”

Fan, friend, or freak

Cardholders will earn five points for every dollar they spend at Sheetz. They will start out as a Sheetz “Fan” and work their way to becoming a “Friend” and finally a “Freak” when ...

Study Shows Credit Card Debt Affects Kids Too

Being in credit card debt is stressful. And the last thing parents want to think about is how their financial stress might be affecting their children.

For financially strapped families, having one more thing to worry and feel guilty about is a terrible feeling. But a new study from T. Rowe Price might actually be empowering to parents. They surveyed a thousand parents of kids ages 8 to 14 and found that while the parents’ financial habits did affect their kids – kids tended to pick up their parents bad money habits – parents can counteract any negative modeling by simply talking to their kids about money.

Parents who openly discussed money matters with their children were more likely to raise kids with healthy attitudes toward money. For example, kids whose parents had been through bankruptcy, and who were aware of it, were more than twice as likely to say they were smart, or even extremely smart, about money compared with their peers whose parents’ bankruptcy had been kept secret from them. Eig ...