Lastest Money Saving Guide:

Pros and Cons of Health Savings Account Banks

Health savings accounts (HSAs) are your investments for future expenses related to your possible health problem. Health savings account banks are all regular banks, credit unions and several insurance companies offer health savings accounts. They are quite similar to IRA savings accounts. It is possible for you to use your HSA money to pay for several types of health expenses, …

April 30th, 2013


Money Market Vs Certificate of Deposit, Which one is Most Advantageous?

One of the major dilemmas that all investors face is to decide which avenue of investment is better, offering higher yields with minimum risks. The two major investment choices are money market investments and certificate of deposits (CDs). Certificate of Deposits Certificate of deposits are basically a type of debt instruments that banks and other financial institutions issue to investors. …

April 12th, 2013


The Best Step-up CD Rates

I’m sure for those who did not understand this thought something totally different, perhaps something in the line of a film. However, CD Rates are a form of investment popular in the US and other developed countries. Certificate of Deposit (CD) rates is where you deposit some money and gain interest on the amount. With CD Rates, it proves to …

March 22nd, 2013


Certificate of Deposit: What It Holds for an Investor

These days, Certificate of Deposits (CD) is increasing in popularity as an alternative to regular savings account. In general, these can be bought from a commercial bank or brokerage houses. They share a similarity with bonds because they are issued in different denominations and have a specific period and a maturity date, which usually ranges between 3 months and 5 …

March 12th, 2013


Certificate of Deposite Guide

What Risks Does a Variable CD Have?

A regular certificate of deposit (CD) is one of the conventional methods of safe investment, while you have other options like variable CD, callable CD, short-term CD, liquid CD, etc. Regular CD ensures a fixed rate of interest irrespective of the market fluctuations, whether the interest rates go up or come down. With a regular CD, you are quite sure …

September 18th, 2012


Checking Account Guide

All One Needs to Know About Checking Account

Checking account, also known as transactional deposit account are provided at financial institutions in the way that it allows both withdrawals and deposits in form of liquid funds. Withdrawals are made possible using checks and via electronic debits, automated machines and various other ways. The services of checking accounts are being provided by financial institutions in many sectors including savings, …

February 22nd, 2013



 

Money Market Guide

Comparing the money market accounts and the savings accounts

The money market and the savings accounts are two types of deposit accounts that are more profitable for the person who owns them, compared with the checking account. Why are they more profitable? This is simple: they both pay higher rates than the ones paid by the checking account. However, the benefits are restricted by certain limits that are imposed …

January 10th, 2013


Savings Account Guide

Savings Account for Children: Teaching Child the Concept of Money

Like every other lesson savings is easier taught and cultivated in the early stages of life. Children should be taught to manage money as soon as they start to understand that ‘money can buy things’. They should be taught to earn money and also use it wisely. Parents who teach the child to earn money by mowing the lawn or …

December 14th, 2012



 

1 YEAR
CERTIFICATE OF DEPOSIT

Account Type:

Select Amount:

Select term:

ONLINE SAVINGS ACCOUNT

  • No minimum balance
  • Competitive rates, No risk

MONEY MARKET ACCOUNT

  • High rates, Access to money
  • FDIC Insured