Stability is an important factor in today’s economy, considering the risks of economic downturn. Investing your money intelligently is the key to making most of your savings, and getting investment returns. There are numerous ways in which you can invest your savings these days, be it saving in bank, or buying a property.  Risk free investment is the one that can give you most returns for your savings. Mutual funds are just …

For this specific purpose, we are going to define emergency cash as financial assets that is set aside for emergency purposes only. Not all people have the luxury to set aside a part of their monthly income as emergency cash. But some very prudent people will feel compelled to do this. And just in case you are part of that frugal faction then you might as well make more out of this …

Have you ever imagined getting an investment that combines the higher interest rates offered by CDs and U.S. Treasury bills, the check writing privileges of a money market deposit account, the tax advantages of Series EE bonds and Treasury bills and the high liquidity of passbook and money market deposit account? Probably, not before you stumbled on this article. Because this will definitely change your views about investing in money market mutual …

Despite the fact that many people invest for other people, such as parents investing for their children or a spouse investing for his partner, investments are still personal ventures that must be dealt with utmost personal assessment before anything else. And it starts with evaluating one’s current financial stability. The first tip in dong this is to create a personal investment profile. This profile is a compilation of questions that will determine …

Money market investments are perfectly fine. People just have to look at the brighter side of these kinds of investments. Of all the positive attributes of money market accounts and funds, why should people be focusing on the single negative aspect of this investment type? At this point in time, it is best to remind people of the benefits of sticking with a money market investment and what things they could do …

There are three period in the life of a person wherein he thinks of investing his monthly income into some profitable venture. The first is when he is starting early on in his career and seems to earn more than enough. Second is when he is in the middle of the career spectrum and realizes that he has to save up for the future. Third is when he failed on the first …

While many state-controlled banks are largely funded by the government, there are far more commercial banks that operate with a profit-oriented nature. And while some businessmen establish their own banks and fund it through the revenue generated by other business entities, banks still get their main operational assets from the borrowing-lending cycle of its clients. Banks only serve as a transaction point, an entity which serves the needs of people who want …

As far as investors are concerned, there is pretty much nothing that could be done by individual efforts in order to make money market rates rise. Despite the fact that many people are still hoping that the rates will climb up this year, there is practically no way of determining if it will happen for real. And many investors are crossing their fingers in order to gain more from their money market …

Many investors see money market funds as an alternative to bank accounts. For one thing, financiers and investors would like to see a highly liquid platform for their investment especially when they do not have deep funds for their undertakings. Because of the liquidity of assets in money market funds, the flow of cash inward and outward the money market fund is dynamic. The great thing about money market funds is that …

The money market industry is a world of systematic exchange, transfer and payment. The trading system requires some means in order to transfer the instrument and be able to make a payment. In general, there is a need for clearing and settling the transaction which are operational tasks and are back-office in functions. This may sound too intricate ad delicate for those who do not belong to the money market industry but …