There are a lot of people who are quite convinced that there is a big difference between a savings account and a money market account. Most people say that money market accounts can be a good investment because of its high interest rates. Although this is true, there are some factors that can also affect money market interest rates and cause them to be at a low. These factors can be found …

In planning to invest money, there are a variety of ways that you can make your money grow. Two of the most popular accounts that people go for would be a money market account and certificate of deposit. There is a great difference between the two. It would depend on the investor’s needs to determine which of these can help them on managing their money well. A certificate of deposit is a …

Money market fund is a way to secure the savings in the form of investments which pays constant returns over the period of time. Whatever maybe the market value, the investor is sure of the profit that can be made for the total amount invested. Even if the market values drop from the current value that the investment is getting, the bank makes up for all the losses, which makes money market …

 Having an emergency fund to cushion yourself from a sudden financial crunch is very crucial in order to sustain a healthy life. Now, the question arises of where exactly you can park those funds? There are a number of options that will allow you immediate access to cash when you need it. You cannot invest in certificates of deposit or stock markets and expect to be able to make a killing just …

When you decide to invest your money, you will always be faced with a number of options. The certificates of deposits or CD’s are very conservative investment options compared to the more dynamic money market funds. We shall now look at different features of each of these accounts and compare the two. Security is one of the most basic criteria that anyone would have to take into consideration. Both the CD’s as …

There were times when a person could invest in money market funds and expect to sleep peacefully. This was before 9/11 which though did not trigger the global economic crisis has however the distinction of being the turning point at which the worlds relentless trot towards slow but steady prosperity was thwarted. It all started with the reserve primary fund announcing that they would not be able to return a dollar for …

There are a number of investment instruments that you can look at if you have the money to spare. We shall now discuss certificates of deposits and money market funds. Before we come to a conclusion, we shall first discuss the features of each of these instruments. A certificate of deposit is a debt instrument that is issued by banks and other financial institutions that deal with such investments. If you lend …

The money market funds as the name suggests are funds which invest in money markets. These money market funds are governed by law so that the investments are such that the original principal is safe even if the dividends are very modest. What are money market funds? They are a type of mutual fund where the investors will earn an interest while the net asset value per share remains at 1 dollar. …

Every one hears a lot about the different kinds of accounts and certificates available in saving and investment. With so many choices it is a small wonder that people often end up feeling very confused about what works best and what does not. There are of course clear differences to every kind of investment and understanding the differences are integral to being able to pick one that works best. Money market accounts …

Considering the fact that so many people out there are actively showing an interest in money market funds, it is important to know more about these funds and how it might be possible to gain from then. Understanding them is not really that hard and you should know that there are a couple of things here that remain common and perhaps easy to follow. It is not really as complicated as some …